The CFPB released its third round of the new closing disclosure prototypes and are asking people to look specifically at how the prototypes work with the current application disclosure prototype. They are testing the prototypes today in Philadelphia. Access the prototypes and leave your feedback on the CFPB webpage.

As you look at these prototypes, think about these questions:

• Can you easily find key loan terms?
• Are you able to identify changes to the loan terms or costs?
• Do you know who to contact to discuss your loan or changes to your loan?
• Do you have the information you would need to feel comfortable closing on the loan?
• Are the disclosures easy for lenders and settlement agents to use and explain to consumers?

TSS announces the "Do You Know?" Webinar series, a new training tool for customers to optimize their technology investment. This series will cover essential TitleExpress tips and tricks to improve daily workflow. This Webinar series is conducted live, online by a TSS Software Consultant and will be available in a recorded version on our website, after the event. This service is available to all current support customers at no charge!

Visit the "Do You Know?" Webinar series page for additional information or to sign up for one of the Webinars.

Our holiday podcast is now available for download at Happy Hour with Barbara. Tune in to hear industry expert Dave Dwyer, RedVision, talk about how determing whether you are an introvert or an extrovert can affect your sales approach. Take the personality challenge!

The CFPB needs your input on how the new form will affect closings and your business. They are giving until December 21, 2011 to collect feedback, so visit their website today and share this link with friends and co-workers.

Providing input is simple and only requires your email address and zip code. Provide feedback to the CFPB on the new forms today!

Cyber fraud poses a new threat to escrow accounts. Advanced fraud monitoring and automated reconciliation is fundamental. Tune in to the RynohLive with TitleExpress Webinar, now available on YouTube, and learn how easy it is to protect and manage your accounts.

A TSS customer in State College, PA has won our 2011 Customer Survey drawing! Congratulations!

We want to thank everyone who participated in our customer satisfaction survey this year. Your feedback is invaluable as we strive to develop solutions and services to meet the evolving needs of our customers.

Thank you for your continued business!

TSS is looking for exceptional individuals to join our growing team. The following positions are available in our Annapolis, MD headquarters:

Software Consultant - Sales

Software Consultant - Technical Support

View full job descriptions and submit a resume for consideration. No recruiters, please.

The CFPB has posted two versions of the proposed new HUD-1. Their focus is to combine the Truth-In-Lending Form with the HUD-1. Take a look and let us know what you think.

Give your resume a boost and sign up for one of TSS's Online Classes for only $99. November classes include:

• 302W Reconciliation Focus
• 201W Mastering TitleExpress Forms
• 101W TitleExpress Basic Fundamentals
• 301W HUD-1 Focus

Register today and read full class descriptions, dates, and times!

Think Lenders Instructions are risky business? Tune in to the October edition of Happy Hour with Barbara and listen to featured guest David Townsend, of Agents National Title Insurance Company, talk about the relationship between lender and agent.